Taking Your Business Further with Advisory Services
Running a creative business isn’t just about great ideas—it’s about making those ideas financially sustainable. At Scotch Accounting, we offer financial advisory services designed to help you manage the numbers while you focus on your passion. From business planning to Virtual CFO support, here's a breakdown of the key services we provide to keep your business thriving.
Tax Planning: Saving Money Where It Counts
Tax planning is more than just crunching numbers. It's about structuring your spending in a way that minimises your tax liabilities while staying compliant with UK tax laws.
For creative businesses, where every penny counts, effective tax planning can mean the difference between reinvesting in your business or paying unexpected tax bills.
At Scotch Accounting, we look ahead to make sure you’re getting the best reliefs and allowances, planning upcoming expenses in a tax-efficient way so you can focus on growing your brand.
Performance Reporting: Keeping Your Finances in Focus
Waiting for year-end reports to assess your business performance can leave you reacting instead of planning.
Our quarterly or monthly management reporting service helps you stay on top of your finances by providing a regular review of your key numbers.
Whether it’s tracking revenue, monitoring profitability, or spotting trends in your expenses, we’ll help you troubleshoot financial problems before they escalate and spot opportunities that can drive your business forward.
Think of it as your creative financial health check, delivered throughout the year.
Cash Flow Advice: Predicting the Peaks and Troughs
Cash flow is the lifeblood of any small business, but it can be especially tricky for creatives with seasonal demand or project-based revenue.
Our cash flow forecasting tools help you predict when you’ll have cash coming in—and when you won’t—so you can manage your spending and avoid surprises.
We'll work with you to optimise your cash flow by managing payment schedules, identifying where you could negotiate better terms with suppliers, and finding solutions that ensure you never miss out on a growth opportunity because of short-term cash concerns.
Budgeting & Forecasting: Strategic Planning for Growth
Budgeting and forecasting go hand in hand with a successful growth strategy.
With our help, you can create detailed budgets and forecasts that not only outline how much you plan to spend but also predict your potential revenue and profit margins.
We’ll help you plan for capital investments, new hires, or equipment purchases, ensuring your financial resources are allocated where they’ll have the greatest impact.
For creative businesses that need flexibility, we design financial forecasts that allow for quick pivots when market conditions change.
Refinancing and Debt Management: Cutting Costs Smartly
Carrying debt can feel like a weight on your business’s shoulders, but it doesn’t have to.
We partner with Swoop who can help you provide the right funding at the right time.
Whether you need to restructure a loan or refinance existing debt, we can help guide you through the process to ensure you’re paying as little as possible in the long term, freeing up more money for you.
Virtual CFO: Expert Guidance, Anytime, Anywhere
Need expert financial advice but don’t have the budget for a full-time financial officer?
Our Virtual CFO service gives you the benefit of having a financial expert, providing strategic advice, detailed reports, a sounding board for major decisions—all remotely.
Using online accounting software, we monitor your financial activity in real time, offering tailored insights to keep your business on track without the overhead of a full-time CFO.
At Scotch Accounting, our financial advisory services are designed to support the unique needs of small creative businesses across the UK. From managing cash flow to planning your long-term growth, we’re here to ensure your business is not only financially healthy but is ready to thrive.
Want to know more? Let's talk about how we can help your creative business succeed
